The following is contact information for reputable local (Bay County) lenders that have done a good job for my clients in the past. In preparation, you may want to compile the following, as lenders require this documentation for pre-approval. Best of Luck! I look forward to helping you :)

~ Most recent pay stub showing at least 30 days of income for all borrowers.

~ W2 or 1099 forms for the last 2 years and 2 years of tax returns with all schedules

~ Savings/checking account statements for the last 60 days

~ Copy of driver's license for each borrower

LENDERS

ACADEMY MORTGAGE - Jeff Heppner 

(Office) 989-671-2744

(Cell) 989-928-6229

jeff.heppner@academymortgage.com

1ST STATE BANK - Dennis Dinauer

(Office) 989-596-0857

(Cell) 989-450-3629

dennisd@1ststatebk.com

FINANCIAL EDGE CREDIT UNION - Joe Spada

(Toll Free) 800-610-2764

(Cell) 989-460-6243

joe.spada@financialedgeccu.org

CHEMICAL BANK - Kathy Perkins

(Office) 989-894-8917

(Cell) 989-891-6044

kathy.perkins@chemicalbankmi.com